https://insurancenearme123.com/blog/ Straight-talk guides from Johnny at Insurance Near Me — a licensed independent insurance agent based in Greenacres, Florida. ACA subsidies, Medicare, life insurance, small business plans, and Florida-specific tips. en-us Copyright 2026, Insurance Near Me jaljazrawi@gmail.com (Johnny) jaljazrawi@gmail.com (Johnny) Fri, 24 Jul 2026 20:00:00 EDT https://insurancenearme123.com/images/logo.png https://insurancenearme123.com/ https://insurancenearme123.com/blog/2026-07-estimate-2027-aca-subsidy-florida.html https://insurancenearme123.com/blog/2026-07-estimate-2027-aca-subsidy-florida.html Fri, 24 Jul 2026 15:00:00 EDT Johnny Enhanced ACA subsidies are still in place for 2027 enrollment. Here's how to estimate what you'll pay before Open Enrollment opens November 1, 2026 — with a working calculator and Florida-specific benchmark plan pricing. ACA Subsidies Florida https://insurancenearme123.com/blog/2026-07-medicare-turning-65-florida-6-month-timeline.html https://insurancenearme123.com/blog/2026-07-medicare-turning-65-florida-6-month-timeline.html Fri, 24 Jul 2026 15:00:00 EDT Johnny The 6-month countdown to Medicare eligibility, month by month, with what to sign up for and when. Includes IRMAA planning, Part D choice, and Medicare Advantage vs. Supplement decisions for Florida residents. Medicare Florida https://insurancenearme123.com/blog/2026-07-self-employed-florida-health-insurance-subsidy.html https://insurancenearme123.com/blog/2026-07-self-employed-florida-health-insurance-subsidy.html Fri, 24 Jul 2026 15:00:00 EDT Johnny How self-employed Floridians can project income accurately for their ACA subsidy, deduct premiums on Schedule 1, and avoid the surprise tax repayment trap. Real client examples and honest guidance from a licensed FL agent. Self-Employed ACA Florida https://insurancenearme123.com/blog/2026-11-open-enrollment-shortened-what-floridians-need-to-know.html https://insurancenearme123.com/blog/2026-11-open-enrollment-shortened-what-floridians-need-to-know.html Mon, 20 Jul 2026 09:00:00 EDT Johnny The 2027 ACA Open Enrollment window is shorter than prior years. Here's the exact dates, why it matters for Florida families, and what to do before November 1, 2026. Open Enrollment ACA Florida